Hearing aids aren’t just an investment into your hearing health—they’re an investment into your quality of life, overall well-being, and physical health. Your ears do much more for your body than just hear!
That’s why it’s crucial to understand how third-party hearing aid payers work—examples of these include TruHearing, Nation’s Hearing, Hearing Care Solutions, and United Healthcare Hearing.
These are often marketed as benefits to your insurance plan that assist with exclusively hearing health costs, but they’re often reducing costs for your insurance provider, and not your costs as an individual.
You can join these without their accompanied insurance policy. TruHearing, for example, is able to be used without their insurance attached, but they’ll encourage you to join their policy for several benefits that make them look pretty impressive.
However, these standalone vendors, while they may be in network with your insurance provider, are not benefits filed with your insurance—they’re discount plans filed with the vendor.
Considering getting some assistance to help finance your hearing aids and optimize your hearing health? We encourage you to do your due diligence and find out the best options for financing your hearing care with the right team.
How Do Third-Party Hearing Aid Payers Work?
Third-party hearing aid payers provide some financial help with investing into your hearing care—but your options are often restricted by network. If you have a preferred audiologist you’d like to see, you might not be able to visit them for premium care.
Depending on what kind of hearing aids you’d like to help optimize your hearing, you may not be able to access those, either; manufacturer and model limitations are in place, and quite often the selection of hearing aids is extremely limited.
This narrow selection often includes older models, which may be a prettier price point, but they won’t feature some of the latest advancements in modern technology to help you enjoy strong and healthy hearing.
While initial prices will be lower, additional services, like repairs, adjustments, and other follow-up care, will add up over time—especially if you need to commute to visit the in-network provider.
How Does This Impact My Care?
Third-party hearing aid payers are typically designed to minimize costs for the insurance company you’re partnered with, meaning that your patient satisfaction and the level of care that you receive might be ignored in the pursuit of a lower price.
Ultimately, they restrict your quality hearing care access. This can lead to frustration from affiliated providers and leave you with technology that is in-network but isn’t the best choice for what you need most.
Reduced quality and quantity of care combined with limited technology options can lead to a major impact on your experience with audiological care, and those unmet expectations and frustrations might color your feelings toward hearing care in a negative way.
It’s important to understand what you’re getting into regarding third-party hearing aid payers so that you can make an informed decision for your ears.
Need Some Assistance Navigating Insurance?
Nobody truly enjoys reading the fine print of your insurance policy—nobody except our insurance specialist, that is.
If you’re looking to invest in hearing care but aren’t sure what your insurance will cover you for, our in-team insurance specialist will help you navigate your policy and find out the exact answers to the questions you’re asking.
If you want to get in touch with our insurance specialist or learn more about hearing care and hearing aids, we’re here to help! Simply request a callback through our website to get in touch, or give us a call at your closest location.
